Payment Plan Comparison

Enter the property details once, then set each plan's payment schedule. We use Present Value to show which plan truly costs least in today's money.

Total Purchase Price (₹) ?The full agreed purchase price for the property. All plans will use this same total price.

Loan Interest Rate (% p.a.) ?Your home loan interest rate. Used both as the discount rate and to calculate interest cost on loan-funded tranches.

First Payment Date ?The month of the first payment across all plans. Used as the reference start date for Present Value discounting.

Possession Date ?When you receive the property. Loan interest is calculated from each loan tranche date up to possession.

Terms Used on This Page

PV — Present Value: what a future payment is worth in today's money

Discount Rate — the interest rate used to convert future payments to today's value

Tranche — a scheduled portion of the total price paid on a specific date

Equity — money you pay from your own savings (not a bank loan)

Loan — amount financed by the bank; interest applies from disbursement to possession

Possession Date — the date you physically receive the property from the developer